There's something completely backwards about the way people talk about money.
People love to talk about the large amount of money they have, they spend or they otherwise use.
People do not love to talk about the money they save, they are indebted or they otherwise don't use.
Why is that?
If you're in the market to save some money, whether it's to achieve a financial goal or to fill your online savings account, there's one expense you can easily control and will greatly benefit from: eating out fewer times per week.
According to a new report (I heard this on the Today Show and can't find a link online), Americans dine out an average of 4 times per week.
As an Internet entrepreneur, I spend a fair amount of time discussing online businesses at webmaster-type forums, including the Earners Forum and the SitePoint Forums. The problem with most of the community members is that they are looking for a quick way to make easy money online — microwave society, anyone? — and not how to best develop a real online product.
There's no better example than the folks looking to make big bucks off of Adsense — without a game plan.
The wife and I just booked our honeymoon vacation for February vacation (in New England, the week of President's Day is extended into a week-long vacation, normally called Ski Week).
We're going on a 7-day cruise of the Caribbean, which we found online and got for a great deal. The problem, however, is getting to the cruise.
There's no question that it's difficult to succeed in meeting your financial goals. If you don't have a grasp on how much you spend, what you spend it on and how you can cut back, it's difficult to have a meaningful goal and achieve it.
But no matter where you are or what you are spending, there is a relatively easy way to get on the right track and achieve your financial goals.