For us young folks, online banking is totally normal. We don't necessarily think about the security risks associated with moving money online because we do it so often.
Our parents, however, are a different story.
One such parent, Diane McDonald, wanted to find out the risks associated with her daughter's online banking.
My 23-year-old daughter opened an account with a "virtual bank" because it saves her money. Is online banking as safe as she says it is? We like getting our checks returned with our monthly stat ment, but maybe we're just not up with the times.
As long as you're using common sense (like not falling for scams) when banking, keeping your money in an FDIC-insured account and keeping track of where your money is going, there's absolutely nothing to worry about.
If it makes you feel any better, try it yourself — open an ING Direct online savings account and see what it is all about.