Money Saving Links: 3/21/08

03.21.08 | Savings Links | 0 Comments | by junger

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Being Frugal hosted this week's Carnival of Personal Finance — here are some money saving links for you from it:

Banks are Tightening Credit - What it Means for You - BankerGirl

From the perspective of a casual observer, what’s going on in our economy is really interesting - we’re seeing unprecedented lending standards result in unprecedented charge-offs. No one knows how bad it’s going to get, but everyone I visited with over the course event agreed that the economy is going to get worse before it gets better.

So, how is this going to impact the average bank customer? Here are my best guesses on how the next couple of years are going to shape up for bank customers.

Pros vs Joes: Are Professional Athletes Better Than You With Money? - My Family's Money

An eighteen year old good at hitting a baseball can see more money come his way for signing a piece of paper than most Americans can make in their entire lifetime (source). But are athletes good at managing money of that magnitude? Can they cope with copious amounts of capital? Should they shutter when success sends them seductive spoils?

You Can't Time The Market So Try Dollar Cost Averaging Instead - Plan Your Escape

"Buy low, sell high" is often one of the first things you'll hear when you're learning about investing. The problem with this is that it's tough to know what "low" and "high" actually are even when they are staring you in the face. When markets seem like they are down, like they are today, it can seem risky to make a large investment in case the markets keep going down. One way you can help limit your risk while entering into a falling market is through Dollar Cost Averaging.

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