How Paying By Check Cost Me Money

01.31.08 | Money | 4 Comments | by junger

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One of the last bills I actually pay by check is my credit card, and it's come to bite me in the ass.

When we moved back in November, I changed my address with the credit union where I have my credit card. But apparently, Visa never updated it in their systems.

So even though I got my first two bills thanks to mail forwarding, my last two bills never came.

Because I didn't get my bills, I didn't pay my bills. Now I've got a past due notice and some finance charges sitting on my balance.

Thanks, Visa.

I called up the credit union, and they have my new address in the system, so they're blaming Visa. Thankfully, they're looking into getting the finance charges removed and I'm paying the bill right now.

If I had automatic payments set up for my credit card, this wouldn't have happened. My bill would have been paid, and I wouldn't need to take time to straighten this out and worry about any repercussions.

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