With two weeks left in the year, everything seems to be slowing down. The news is less dramatic, the stock market is almost mellowing out, and the holiday spirit is kicking in.
Check out a few of the great stories:
5 Money Changes To Keep More of Your Money - Debt Free Destiny
Living from one paycheck to the other gets frustrating and depressing and it feel like it is a situation that is never going to end. However, it is ultimately up to you to do the changing to get more change back into your wallet. Sometimes it is these small changes in our thinking and our lifestyles that will help us find a debt-free life.
Here are 5 things you can change right now and find yourself a few steps closer to living without debt.
Two Financial Goals - Less Debt, More Income - Cash Money Life
As the year comes to a close, think about your finances and how you would like to improve them. If you are like the majority of Americans, there are two things on your wish list: less debt and more money.
3 Basic Principles for Good Personal Finance Habits - Destroy Debt
There are three basic principles surrounding good personal finance habits, and they are:
- Live Within Your Means by Spending Less Than You Make
- Making the Money You Do Have Work More For You
- Anticipating and Preparing for the “Unexpected”
Coincidentally, Money Smart Life actually submitted his answer to my question to the same carnival!
We finished it up with this review of how you can save money on gas with the following rewards cards:
* Discover Open Road
* American Express Blue Cash
* Chase Freedom Visa
* Chase BP Visa
Some of my favorites from the carnival:
Finding Great Deals on the Internet and How to Avoid Buying Things You Don't Need - Think Your Way to Wealth
One of the great things about the internet is that everything is right at your fingertips. Instead of going to a mall or a bunch of different stores and shopping around for hours, you can search the internet, and in a matter of minutes, find a half-dozen places offering what you are looking for and comparison shop to find the best deal.
Going Green to Keep More Green in Your Pocket - Accumulating Money
When you manage your financial affairs in the virtual world, you are helping to reduce the greenhouse effect that is threatening the global environment. You can enjoy a savings of as much as $150-$200 per year on checks, stamps and even late fees when you pay your bills and do your banking online.
Make Saving Automatic - Broke Grad Student
So how do I avoid spending the money that I want to save? I make the saving automatic.
By setting up portions of my paycheck to automatically go into my retirement and savings accounts, I almost don’t even realize that the money is missing.
Laddering CDs at ING Direct - Blueprint for Financial Prosperity
Looks like ING Direct, which I lauded in my post about laddering your emergency fund, has now made it even easier to ladder you CDs by letting you open multiple CDs at multiple maturities all on one page.